Insurance Information

Brainerd Lakes Surgery Center has contracts with all major health maintenance organizations in Minnesota, preferred provider organizations, and insurance companies, as well as medical assistance plans.

Your co-pay amount is due on or before your date of service. We will submit your bill directly to your insurance company. A bill will be sent to your secondary insurance upon receipt of payment or denial from your primary insurance. If you have no secondary insurance, a bill will be sent to you for any balance after receipt of payment or denial from your insurance company.

We must make a copy of your insurance card(s) at the time of registration.

Some of the plans we have contracts with include:

  • Blue Cross Blue Shield
  • Preferred One
  • Health Partners
  • Medica and Select Care
  • Others

Because there are many different insurance plans, it is your responsibility to verify your coverage. If you have a question regarding Brainerd Lakes Surgery Center’s participation in a particular plan, please call our business office at 218-822-2414 between the hours of 7:00 a.m. – 4:30 p.m. If you need to send correspondence, this can be directed to:

Brainerd Lakes Surgery Center
Business Office
13114 Isle Drive
Baxter, MN 56425


Why am I receiving more than one bill?

Depending on what services you have you may receive bills from:

  • Brainerd Lakes Surgery Center for your operating room/recovery room facilities
  • Anesthesiology professional fees
  • Surgeon(s) fees
  • Pathology services
  • Radiology services
  • Laboratory services
  • Pre-admission testing done elsewhere

What type of credit cards do you accept?

We accept all major credit cards. We also accept CareCredit. Please visit the CareCredit website to pre-apply for a CareCredit Card for your medical needs.

To make a payment online please click the button below. You will need to register and use the account number and statement ID number that are on your billing statement.

Pay Bill Online

Can I set up a payment plan?

In many cases, alternative arrangements can be made by contacting the business office 218-822-2414.

What if I don’t have insurance?

You will be contacted prior to your surgery with an estimated procedure cost for your surgery. A down payment will be required prior to your surgery and you will be asked to complete a financial agreement on the balance remaining.